Terms of Use

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Please read these Terms of Use carefully before using the website and services of Stockzytopao.

Acceptable Use

By accessing and using this website, you agree to comply with these Terms of Use and all applicable laws and regulations. You agree not to:

• Use the website for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any portion of the website or its systems
• Interfere with or disrupt the website or servers connected to the website
• Transmit any viruses, malware, or other harmful code
• Copy, reproduce, or distribute any content from this website without prior written permission
• Use automated systems to access the website without authorization
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Collect or store personal data about other users without their consent

You are responsible for maintaining the confidentiality of any account information and passwords associated with your use of our services.

Limitation of Liability

To the fullest extent permitted by applicable law, Stockzytopao, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the website or services
• Any unauthorized access to or use of our servers or any personal information stored therein
• Any interruption or cessation of transmission to or from the website
• Any bugs, viruses, trojan horses, or similar items transmitted through the website
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the website

Our total liability to you for all claims arising from or related to the use of the website or services shall not exceed the amount you paid to us, if any, for accessing the website or services.

The website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Dispute Resolution

Any disputes arising out of or relating to these Terms of Use or the use of our website or services shall be resolved through the following process:

• Negotiation: The parties agree to first attempt to resolve any dispute through good faith negotiations
• Mediation: If negotiations are unsuccessful, the parties agree to attempt to resolve the dispute through mediation with a mutually agreed mediator
• Arbitration: If mediation is unsuccessful, any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association

You agree that any arbitration shall be conducted on an individual basis and not as a class action. You waive your right to a jury trial and to participate in a class action lawsuit.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms of Use shall be brought exclusively in the federal or state courts located in Fresno County, California.

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that comes closest to the intent of the original provision.

These Terms of Use constitute the entire agreement between you and Stockzytopao regarding the use of the website and services, superseding any prior agreements between you and Stockzytopao.

We reserve the right to modify these Terms of Use at any time. Your continued use of the website after any changes indicates your acceptance of the modified terms.